Horizon Green (Borivali East) has invalid OC and Inadequate Drainage built without authorization

Mumbai, 26th December, 2016: Mumbai Police recently filed FIR against K Raheja's Palm Grove Beach Hotels Pvt Ltd.Reason? Violation of Town Planning Act by unauthorized construction of a drainage line in November-December 2015.Many months earlier, Palm Grove misled MCGM into giving Drainage Completion Certificate and  Occupation Certificate(OC) for their new building Horizon Green without drainage. To make up the lacuna, the developer belatedly built a drainage line going uphill. That's right, uphill!
The Deputy Municipal Commissioner's remarked on 5th January, 2016, "Validity of issue of occupation certificate dated on 18.4.2015 is doubtful".  If any flat-owners take possession and come to stay in their flats, they are in for a rude shock.When they start having baths and flushing toilets in sufficient numbers, their sewage will overflow.
See level difference in two blue circles in this drainage plan
Near the building, the drainage is 102.926 metres above mean sea level. Further down the line, the level is 105.862 metres – three metres higher, i.e. up the hill. The explanation given by K Raheja's CEO, M D Chande, is that "adequate slope is available between the last chamber in the building and the manhole on Municipal road to which the line is connected is confirmed by emptying water tanker in the last chamber in the presence of municipal staff." However, Mr Chande steadfastly refuses to back his claims with any figures i.e. metres above sea level, degree of slope, etc. Home buyers should remember that a slope of one foot per ten feet of length is needed for sewage sludge to flow; otherwise silting, stagnationand overflow are bound to happen.
Mr Chande alleges that as their neighbours deliberately blocked the old drainage line, he was forced to build the new uphill drainage.
Mr Chande claims that MCGM's Assistant Engineer - Maintenance gave NOC dated 20th November 2015 for the uphill drainage line without requiring the builder to submit any plans or diagrams.
"Why seek NOC from Maintenance department? Why not Building Proposal department?" we asked Mr Chande. His reply was that after giving OC, Building Proposal has no further jurisdiction. So he was forced to approach Maintenance Department. But  MCGM disregarded the Maintenance Department NOC and issued instructions to prosecute Palm Grove Beach Hotels for "unauthorized lying of sewer pipeline and drainage work". Read MCGM's Designated Officer's sanctionto prosecute.
DMC's remarks
MCGM's Deputy Municipal Commissioner wrote an office memo in January 2016, titled "Full Occupation Certificate issued... without completing all necessary works in the building". The DMC wrote: "It is reported that Building Proposal Department have given full Occupation Certificate to Building No. 6 on 18.4.2015... It is seen that now developer has started the work of laying drainage line. Designated Officer R/Central Ward had issued stop work notice on 9.12.2015... This clearly shows that before issue of occupation certificate, the drainage work was not completed." See the screenshot below.
The DMC's memo can be read at: http://bit.ly/KRaheja2
Catching small fish & setting the big ones free

The Assistant Police Inspector's statement prior to FIR mentions the mukadam Ramesh Kishan More, "Manager" Mr Chande and supervisor Virendra Dube. Read the statement: http://bit.ly/KRaheja4
As always, even while filing an FIR, the authorities catch unimportant minions and let the bosses go free. So, who were the persons named in the FIR? Not the directors of Palm Grove Beach Hotels and note even theproject's architect. At first, FIR was registered against Mr Chande and Mr Virendra Dube, a site supervisor working on contract basis. Here's the screenshot.

Later, the FIR was further diluted by removal of Mr Chande's name with white ink, and its replacement with Mr Dube's name, evidently because they represented to MCGM that Mr Chande, CEO, is "not concerned in this matter". So Mr Dube's name is mentioned twice in the same sentence. See the screenshot below:
So the blame for this multi-crore rupee fraud is being pinned only on a site supervisor who has zero discretionary powers and only follows orders. One is reminded of Justice S J Kathawalla's recent reprimand to EOW in a case concerning a builder... someone drags Palm Grove before Justice Kathawalla!
ISSUED IN PUBLIC INTEREST BY
Krishnaraj Rao
9821588114
krish.kkphoto@gmail.com
Read K Raheja CEO's detailed rebuttal to this press release.
POSTED IN PUBLIC INTEREST BY
Sulaiman Bhimani
9323642081

6

Finance Minister, Arun Jaitley, said something interesting when he addressed the Digi-Dhan mela today. He said that Bill Gates told him that more than 100 Cr have mobile phones, 109 Cr have Aadhar cards, digital economy will boom in India.

This had many people puzzled. What does Bill Gates have to do with anything that he's been quoted out of the blue? Why would Bill Gates be the source of information on how many mobile phones or Aadhaar cards are in India for the Finance Minister with access to National statistics? For example the Assocham Deloitte study that says that internet connectivity is still out of reach for 950 million Indians? A few others, who had been paying attention to the news remembered Bill Gates endorsing the demonetisation last month and then denying much knowledge of it and limiting his endorsement to the digitisation of the Indian economy.

But what does Bill Gates have to do with India's demonetisation that he was even asked to comment or endorse it at all or that made headlines on the subject twice and a month later the Finance Minister used data allegedly provided by him to support the viability of this insane venture? 100 crores is 1 billion - in a country of 1.2 billion, with 22% of the population (264 million!) below an absurd poverty line. You'd need to hand phones to babies on birth to get that kind of penetration! That alone should tell you that the number is useless for anything more than propaganda. It is the total number of SIMs sold. Of them "active" - used once a month at a minimum - are 900 million. This number would also include dual SIM phones, SIMs used for non-phone devices (air pollution measuring devices, for example), multiple SIMs used for businesses and so on. This really tells you nothing about the kind of penetration that would allow cashless transactions. Far more accurate statistics with relevance to demonetisation are available for India that make it clear that India has 220 million (100 crore is 1 billion) smart phone users (not all of them have internet enabled).

For that, we must rewind a bit, to something I've mentioned briefly in previous articles and explore it in more details.

Worldwide, as banks fail to manage their money responsibly, we are seeing them flounder. Powerful companies and people writing and influencing monetary policies are encouraging cashless transactions - supposedly to improve the government's coverage for taxation, but in reality, in a country with 70% of its population only owning 10% of its wealth while the top 1% own almost 60%, the cost of digitizing the vast majority of citizens is not even going to be covered by anything that can possibly be recovered from their meagre income that is way below taxable limits. It doesn't take a hotshot economist to know that in a country where 1% of the population pays taxes, the "tax net" is unlikely to get any substantial benefits from being thrown over 100% to see who gets caught. The costs of such an exercise would outstrip any benefits.

What going cashless actually achieves is providing a lifeline to banks by:

  1. Getting most of the nation's money into them and shoring up their failing liquidity
  2. By generating an income for them from the routine transactions of every citizen's day to day living.
  3. Preventing withdrawal of cash from banks by people who want to make more economical choices instead of paying commissions for every use of money.

This happening in India is of a great deal of profit to the global banking elite as well, as credit card services, banks invested in India and other financial service providers generate an income for banks based outside India with their shares of the seemingly small transaction charges on day to day use of money in a country of 1.2 billion people.

There is a great deal of effort put into "encouraging" countries worldwide into adopting cashless transactions by the global financial elite and governments stumped by failing banks and the lure of improved tax collection are capitulating, though none fell as hard and recklessly as the Indian government.

The Quint had correctly reported that the USAID had launched the “Catalyst: Inclusive Cashless Payment Partnership”, designed to scale digital payments systems in India in partnership with India's Ministry of Finance on the 14th of October. This is the press release on the official USAID website. So it is unclear why The Quint updated its article to remove this information and instead add an update that it was initiated jointly by USAID and GOI, but commissioned on the 15th of November as though it didn't happen till it was commissioned. Regardless, this explains what Bill Gates was doing there at all to be commenting on the demonetisation - that should have been a domestic issue. Among the organizations partnering in the Catalyst is the Bill & Melinda Gates Foundation.

Also included in the list is the UN fronted Better Than Cash Alliance that India joined on the 1st of September 2015. To quote their website, "The Alliance is funded by the Bill & Melinda Gates Foundation, Citi Foundation, Ford Foundation, MasterCard, Omidyar Network, United States Agency for International Development, and Visa Inc. The United Nations Capital Development Fund serves as the secretariat."

So, Bill & Melinda Gates, Omidyar Network, Mastercard and Visa participate as themselves as well as as part of the Better than Cash Alliance. USAID participates through the BCA. World Economic Forum participates directly. Many Indian banks, and surprisingly PayTM as well as phone networks are included.

Way before anyone in India articulated a need for cashless payments beyond the normal use for convenience - and there was an existing natural rate of adoption, USAID and its allies seem to have got the bright idea that India needed to go cashless and moved to get India to participate. Not one, but two organizations created in their need to "save" India from itself. One wonders why. The economy was doing well, the government was already undertaking means to improve access and inclusion of more citizens in the banking system - for example, the Jan Dhan Yojana, the expansion of the DBTL scheme (both of which put citizen's money into banks, the second mandatorily) had both been launched before the government joining these groups for promoting a digital economy in India.

Given the catastrophic results of the demonetisation, and the complete absence of consulting with anyone in the country - the government's own economists, RBI directors or security agencies included, it becomes important to ask just who was consulted and the quality of information that was provided and whether it influenced decisions adversely for the country.

There are reasons to believe that there may have been influence against National interest:

  1. Jaitley's direct quote of incorrect statistics allegedly provided to him by Bill Gates, that he used in order to justify the demonetisation at the Digi Dhan mela, even as all statistics of any reputable source point to the opposite. The RBI's data even shows that while the number of card transactions at PoS has increased (out of necessity), the value of transactions has actually gone down, clearly indicating a reluctance to adopt cashless transactions more widely than what was going on naturally.
  2. While in opposition, the BJP itself has pointed out that the CIA works through the USAID programme acting through philanthropic foundations to destabilize countries. There is considerable evidence to support this that BJP were already aware of. USAID has been implicated in covert operations to support subversive activities in countries from Cuba to Pakistan and notably the backing of Al Qaeda affliated rebels in Syria recently.
  3. Ford Foundation grants have in the past preceded at least two major political upheavals in the country - the Janlokpal Andolan and the creation of the Vivekananda International Foundation (which backed it and later ran subversive slander campaigns undermining the newly emerging AAP) were both preceded by grants by the Ford Foundation to their founding members or organizations. The Jan Lokpal Andolan discredited the government then in power. The Vivekananda International Foundation masterminded the rise of the current government, discredited the Aam Aadmi Party that was on the rise and now has an extraordinary number of members appointed to government positions, including the National Security Advisor Ajit Doval, under whose "able guidance", India's regional foreign policy has collapsed. There are allegations that he influenced a controversial supercession in the appointment of the next Army Chief.
  4. Contributed by reader Prem A (in comments below): The conflict of interest doesn’t stop there, Dr Nachiket M. Mor is the country directory of Bill & Melinda Gates Foundation and he is also one of the directors of RBI.
  5. Usual sources of reliable advice and information to the government appear to have been bypassed in this apparently "well planned" demonetisation, indicating that other sources of information were likely used - the government may potentially have been misled to use information that was not in national interest. This needs investigation given the mounting damage being inflicted on the country.
  6. Strangely, neither the government's joining the Better than Cash Alliance, nor the Catalyst were reported in India at all. For a government that proudly publicizes its every sneeze and hiccup that is dutifully given maximum publicity by a subservient media, if this were indeed a move that would benefit India, it is unclear why the Prime Minister would not proudly declare it.

23

It isn't just in India, that people are being forced to put money into banks. Banks worldwide are in trouble. Banks worldwide are needing bailouts. Demonetisation of notes is being considered as well as put into action in country after country - Europe (plan to not make 500 Euros post 2018), Venezuela (got reversed after protests from people) and now Pakistan (plan to demonetise Rs.5000 notes) and Australia (may abolish $100 note), though none of them have been as extreme as the abrupt discontinuation of 86% of the cash in the country, as India did. Governments are in difficult positions. If banks collapse, chaos will result. If they bail out banks, it is not sustainable. And worldwide, government and banks seem to have hit on the bright idea of using the people to get money into banks. Or rather, use the money of customers to continue with their mismanaged methods that have got them to this point. It wouldn't work, normally. One whiff of banks using the customer's money would have people withdrawing their money from banks. Unless - they couldn't withdraw, because there was no real way to do it.

The idea is simple. Go cashless - or as close to cashless as possible. With people unable to withdraw money, their money will remain in the banking system, even while they transact and it moves from account to account. Banks would have most of the money of the whole country to tap into. And no matter what happened, no matter how mismanaged, no matter how close to collapse, there would be no way for people in the country to prevent banks from looting them. Eventually you progress to what is called negative interest rates, where you pay banks for keeping money in them.

What could possibly go wrong?

Please note, I am not an economist. But it doesn't take rocket science to figure out that mishandled anything can only be fixed by handling it right. If banks are in a crisis, demonetisation may fill them flush with cash, but it cannot fix the problem. It will only give banks the freedom to make even bigger, catastrophic mistakes with money that isn't even theirs. Of course the government gets the side effect of unprecedented surveillance and control over lives of citizens. Soon, being harrassed by tax officials or being framed in cases would be the least of worries for dissenters. With very little effort, the government would have the power to cut off your access to all life essentials - or at least make access very difficult as yourself - your own money in your banks, access to cooking gas, your phone numbers... and it goes downhill from there. Whatever you have attached to this monolith.

Here are some very possible scenarios the current debate on demonetisation does not cover adequately:

Shrinking of the economy

Economic migrants are returning to their places of origin by the hordes. Jobs are being lost in entire sectors. Tourism has as good as crashed without money to spend freely. Most tourism in India happens away from the city in small towns and remote places where internet connectivity can be iffy. No matter the propaganda on TV, very few will (or indeed are) risking travel without actual hard cash to back up any cashless plans. A friend in the adventure tourism industry reports of hotels running empty with Christmas coming up, even when they are giving rooms at off season rates. They actually made a tidy profit, because a large chunk of a trip's expense is hotel rooms, which they got for way less than what they budgeted for. So he should be thrilled, right? um... Nope. That one trip is the only business he has in sight at the moment. Usually, they don't have time to breathe in this season. Automobile manufacturers have stopped or cut down production drastically. Local markets everywhere are shrinking. Reduced number of sellers seeing some sales in essential goods creates an illusion of normalcy, but it is an illusion, because the number of sellers have reduced to the point where the few left can try to survive on half of what they used to earn.

Agriculture has been hit unevenly. Those who got their produce sold and new crops planted before demonetisation are relatively unaffected, but most farmers are facing severe crisis with an entire year's worth of profits wrecked. The season that was just over was good. Good rain leading to good harvests. Except demonetisation resulted in their crops selling at the rates of the dirt they grew in. Devastated farmers have dumped tomatoes on roads because the prices they get wouldn't even cover taking them anywhere to sell. As reports of farmers unable to buy seed created outrage, an oblivious government did the one thing it was doing rapidly - poked a few more holes in their grand demonetisation to temporarily allow farmers to buy seeds from government outlets using the old demonetised notes. The government still appears to be oblivious, because the biggest cost of sowing crops is not the seed, but the labour and related expenses that go into it. To add insult to injury, in several places (notably in Uttar Pradesh), the government shops didn't accept the old notes anyway, because the banks wouldn't accept the notes from them - under the directions of the government.

Small industries - garment manufacturers, beedi manufacturers, etc - are rapidly shutting down or drastically cutting down workers, leaving thousands out of work. The pundits of the "market" appear to think that once cash is back (and note, they aren't even talking cashless at this point), things will get to normal. I admit I don't have their knowledge of economics. But I have the experience of living in countless small towns, villages and remote places on shoestring budgets (or credit) and I can assure you, there is no such thing as a jobs bonanza. The jobs being lost as a tsunami had trickled into existence over decades. Banks may be ready and willing, indeed eager to give cheap loans, but other than big companies and their audacious attitudes, I cannot imagine people coming out of a money crisis even thinking of risking loans before their depleted savings are shored again and loans taken to survive are repaid. Because for these people, the consequences of not repaying loans are not write-offs.

To be blunt, even before demonetisation, we weren't really adding much jobs. If the loss of jobs can be reversed, it still isn't an impressive pace. And I don't think it will reverse with the ease it was broken. It will have to recover from this trauma. Less jobs and less incomes mean less taxes after this one time bonanza and more NPAs. So the government and banks may end up losing income while they gain access to use a lot more money of depositors. That way lies bad news, in my view.

Security risks

The overall situation of desperation puts India at risk of unrest and lawlessness. We already see increased violence at banks. That is the most obvious. People want money, banks don't have money, anger happens, bankers are overtired, something blows on occasion, more frequently as time passes and the pressure does not relent. The government appears to be oblivious to this, as the usual propaganda channels are recklessly blaming banks for black market trading of cash, telling people via television that there is plenty of money and so on. Bankers have died of stress at work. There has been a suicide as well. This is bad news waiting to happen unless the government wakes up fast. Which it does not seem inclined to do, given that it is still trying to prevent a "cut" of demonetised money from being deposited at all and their absurd rules and roll backs and new rules to try and make it happen are further stressing banks and depositors. But still, this is the most obvious.

Situations of mass desperation are ripe for creating hostility and generating violence with rumors and incitement. With elections coming up in several states, this is a very real risk. Given that the ruling party seems to consistently profit from elections held after riots, I don't know whether they see this as a bug or a feature.

Another kind of security risk that would be very high right now is internet banking crimes. With most of the country's money in banks, bankers overworked, and a lot of new people beginning to use cashless transactions, India right now is ripe for internet banking crimes. Furthermore, the government's reckless promotion of services like Paytm, with no liability to protect users from fraud and unknown security measures and unaccountable management, the risk is magnified drastically. Several serious issues leading to loss of money crop up daily on social media, including organized fraud and tax evasion. Our own Godavar found that Paytm has an absurd process for responding to the loss of a phone with a Paytm app on it. The Cyber Appellate Tribunal being non-functional for the last five years is the icing on this cake.

The banks are also vulnerable to threats from terrorists or other enemies of the country. Attacks on the banking system at this point have the potential of bringing the entire country to a complete standstill. And they don't even have to involve theft of funds. Even simple DoS attacks preventing cashless transactions from succeeding would create considerable disruption. It is unclear whether the government has even prepared for such an eventuality.

Money being funnelled out of citizens and into banks and foreign services

When you spend Rs.100 as cash, and the next person spends Rs. 100 as cash and so on, the Rs. 100 remains Rs. 100. If you swipe a card and incur a 2% charge, With every transaction, the Rs.100 bleeds money to service providers and there is a continuous loss of value that can be recovered from it. Rs. 100 becomes Rs. 98, which becomes Rs. 96 and so on (yes, I know I should be getting into decimals and more accurate percentages. Too lazy). This is a tremendous bonanza for banks and other service providers. It doesn't get any more free money than this. For them, not you. Keep servers running, completely automated transactions keep dumping money at you. Is it any surprise that there is a rash of providers applying to become payment banks? It is likely that rates would be lowered. And why not, if they are able to get a cut on literally every single time anyone transacts for any reason - doesn't even have to be business - say someone giving their child pocket money? But the money with people will keep shrinking like this.

Worse, we will be bleeding money out of the country with every use of payment systems owned fully or partially by foreign companies. The government may well promote fully Indian solutions (not in a hurry, Paytm is 40% Chinese and the government is promoting it the most right now). But even with Indian solutions promoted, there will be considerable use of companies like Visa and Mastercard by those who need compatibility outside India - online purchases, travel... I am no economic expert, but I cannot imagine this to be a good thing - for foreign companies to profit from massive amounts of routine transactions in India. Would probably have serious implications for the trade deficit or something.

Collapse of banks

Here I say with even more stress that I am not an economist. But I don't see how this would not happen. Even with withdrawal of cash prevented, the flow of funds from one bank to another cannot be prevented without completely ending all pretense at an economy. Sooner or later, banks with accounts of mostly spenders and small businesses will start collapsing, because money from those accounts will be used to pay those with accounts in bigger banks. Smaller businesses would be more vulnerable for collapse and NPAs given to them will disrupt matters further. Now here is the irony in this. The banking crisis is largely of banks lending to big corporations. They are the ones most likely to cannibalize smaller banks with far less NPAs. Saraswat Bank for example apparently has a pretty healthy 2.6% of NPAs. If this happens (and I hope it doesn't - as a result of failure to go cashless), it would be like punishing banks for not serving problem customers.

Where does this end?

What this whole circus achieves is cosmetic covering up of the problem. Preventing the money of citizens from being withdrawn to prevent collapse of banks cannot be a functional solution to anything. It is a violation of citizen rights. It is an exploitation of their money. It does nothing to prevent banks from taking their mismanagement further into a loss making zone, confident that the customers money cannot escape. What would a point be where anyone says "enough"? What comes next? Any other asset citizens can use to escape the banks? Gold? Silver? Diamonds? Real Estate? How many of our rightful and honestly earned possessions will be regimented for this forced rescue of banks? What point is enough? And why is it not "enough" right now instead of pulling this horrendous attack by a government on the country at the behest of businesses?

It is alarming that when some global opportunistic plan says "jump", our government doesn't even ask how high, it throws the country off the cliff.

4

The RBI had removed from its website a transcript it had published of Shri R. Gandhi's statement about the currency disbursed to the public by the RBI. It was later published as a few bullet points with controversial parts removed as an "edited transcript"

The RBI had originally placed the transcript of Shri R. Gandhi and Shri S. S. Mundra, RBI Deputy Governors brief Agencies on Currency Issues on their website. At that time, James Wilson, who has been diligently tracking the numbers of demonetisation had raised questions about the numbers of currency given out.

Subsequently, the transcript in question was removed.

This was verified by me. The statement had been removed. You can check this yourself on the RBI website. A sanitized version of what he said was later put up by the RBI (on the 13th Dec 2016) as an "edited transcript" of Shri R. Gandhi and Shri S. S. Mundra, RBI Deputy Governors brief Agencies on Currency Issues with the controversial part removed (correction: it was a new statement). However, nothing dies on the internet. Producing here the original transcript that the RBI had published and the original url it had been published on. It remains removed. Parts in tialics are emphasized by me - these were the ones highlighted by James Wilson when he commented on the statement.

Transcript of Statement made by Shri R. Gandhi, Deputy Governor

There have been several questions about the decision to withdraw the legal tender status of the ₹ 1000 and the old series of ₹ 500 notes.

The motivations for the decision are to deal with the problem of high quality counterfeit notes in these denominations and unearth black money that may be held in cash. The decision has not been taken in haste but after detailed deliberations. There had to be a high level of secrecy surrounding this decision and the fact is that such a large country was indeed taken by surprise when the decision was announced. The Reserve Bank and the Central Government were conscious of certain immediate difficulties that the public at large could face and all efforts were made to minimise them and mitigate them. The problems of the common persons were at the top of the policy makers’ radar and all dispensations were calibrated to address them without at the same time jeopardising the achievement of the larger policy objectives.

The Reserve Bank and the Central Government run note presses are working to their full capacity and all efforts are being made to reach the notes to every part of the country. In fact during this period (from 10th November 2016 to 5th December 2016), the Reserve Bank has supplied to the public banknotes of various denominations worth ₹ 3.81 trillion.

As regards lower denomination notes of ₹ 100, ₹ 50, ₹ 20 and ₹ 10, the Reserve Bank, over its counters and through bank branches all over the country, has supplied 19.1 billion pieces of denominations in this period. (₹ 100 – 8.5 billion, ₹ 50 – 1.8 billion, ₹ 20 – 3.1 billion and ₹ 10 – 5.7 billion). This is more than what the Reserve Bank had supplied to the public in the whole of last three years.

We reiterate that there is adequate supply of notes and hoarding of notes helps nobody’s cause. We also strongly advocate the public to switch to digital payment modes given that there are several options, there are adequate safeguards and there is an increasing acceptability of this mode of payment by a large number of recipients.

It was originally published on the following url: https://rbi.org.in/Scripts/bs_viewcontent.aspx?Id=3286 and may still be verified against Google's cache while it remains cached. However, I have saved it here now, to ensure that it does not vanish again.

It is extremely concerning that the RBI can simply delete official data released and statements made on whim from their records. If there are inaccuracies or problems, they should be corrected, not sneakily be taken off the records. RBI has already shaken the public's trust in the money and its ability to manage money. It does not bode well if the RBI"s word cannot be trusted either.

2

This post has been updated to take out some points that were misunderstood by me and have been clarified and another issue which appears to be resolved.

Okay, I'm spooked. I don't understand this enough to even claim something is wrong. This is the most bizarre "email situation" I have ever seen.

It began with the government giving the address blackmoneyinfo@incometax.gov.in as the email address for citizens to send tip offs to the government about people who have black money. Leaving the Nazi like technique aside, I was puzzled by the address, as the Indian Income Tax Department's website is incometaxindia.gov.in

So I tried to find the website this email that the government provided belongs to. It doesn't exist. Okaaay. Does the domain exist? It does. And it seems to be registered to the income tax department as well. So far, so good.

Got a brainwave. If it was a server configured only for email, it wouldn't be seen by looking up domain, which looks at website address on port 80. So I did an MX lookup (that would be specifically for email server). Bingo! There it was, configuration errors and warnings and all, hosted on a subdomain pdcsmtp02.incometax.gov.in - which apparently is blacklisted for SPAM!!! The IP address for this is 125.19.19.84 (more on this later) and the reverse IP address does not match. It is for mail.incometaxindia.gov.in!!! Which seems to be blacklisted on FIVE spam lists? So the replies to the email will either not be received by people, or they will be received. It is unclear what has got the domains a spam status. The reasons could range from a relatively benign misuse of official address by a few employees to the server being compromised and used to send spam to even worse, the server being infected and emails could be infected too (spam is often the vector for malware, which is why you never click links in it, remember?)

Anyway, spam or not, whatever it was, I thought I'd found the holy grail. I tried going to the subdomain pdcsmtp02.incometax.gov.in. Page never stopped loading. It is still loading as I write this article. I have no idea what is on the other side. This is like a sarkari Darknet site.

I tried pinging it. Nothing. Depending on tool used, DNS service returns "domain not found" "name or service not found" etc.

Something very odd going on with this email address and server configuration. Is that why the Income Tax Department's server itself is being blacklisted for spam? Given how much the ruling party had done hatchet jobs on Somnath Bharti as a "spammer" without him being on any lists, I wonder what the government is now going to say about the Income Tax Department of INDIA!!!

On a relatively unrelated note, the IP address the Income Tax Department mail server is on, is hosted at DIT Jhandewalan and managed by a Mr. Simanchal Dash using his personal email address on yahoo and uses a Bharti Airtel network. Mr Simanchal Dash is personal secretary to Finance Minister Arun Jaitley. A server is important and official property. It is unclear why the secretary of the Finance Minister controls the server for the income tax department using a private yahoo account, and not an official government email or, for that matter why the government needs to buy network connections from Airtel.

What sorcery is this?

1

So a few days ago,anonymous hackers calling themselves "Legion" hacked Rahul Gandhi's Twitter account and made profane tweets from it.

Anonymous legion hackers then compromised the official Congress handle and other accounts, all of them with official inc.in email IDs.

Yesterday, the anonymous hackers calling themselves "Legion" hacked Barkha Dutt's Twitter account

followed by Ravish Kumar's.

The group of hackers made a tweet claiming not to be affiliated with the BJP.

Which is all very excellent, except there are some very good reasons to believe that the hackers could indeed be affiliated with the BJP. And BJP has a long history of its fronts being "apolitical" or "not-affiliated", going right back to a notable event I attended in 2009 or 2010 (I forget), organized by "Friends of BJP" - which claimed to be an apolitical group. Countless Hindu Sena this that and the other variants have conveniently popped up to attack targets of BJP at opportune moments and vanished into obscurity.

India Against Corruption ran a nationwide protest against the previous government. An "apolitical" organization, that just happened to be amply funded by the RSS, included plenty of BJP affiliated public figures, AND had protests happening in front of every BJP office, was... apolitical.

For that matter, the RSS itself, whose members form a large part of the government and who gets foreign funds for rescue and social work, but managed to put LAKHS of its workers on the streets campaigning for BJP's Lok Sabha electoral campaign is.... (you guessed it by now) an apolitical, cultural organization. I hope you get my drift. If it walks like a BJP affiliate, acts like a BJP affiliate, quacks like a BJP affiliate AND it claims to be apolitical...

A heads up by the BJP insider handle

A handle calling itself "BJP insider" had tweeted in July that BJP's IT cell had recruited professional hackers to hack and suspend accounts causing problems to boss (Modi) on Twitter and Facebook. This handle has been around for a couple of years at least and consistently tweets what it claims is the scuttlebutt around BJP headquarters.

By itself, it may not mean much, as several months had passed. Or it could mean a lot. Who knows. It is hardly like BJP has never hired people to do their dirty work online.

Rumors of targeting of political opponents and critics being planned

After the second week of demonetistion, there were several rumors that BJP had plans to target political opponents in various ways. The manner in which they circulated and the variety of actions being suggested as possible don't suggest a single source.

Also some deliberate events happening to discredit conspicuous critics of the demonetisation gave credibility to the rumors. For example, the most popular one expected was Income Tax raids on people. However the "false alarm" with Mamata Banerjee as well as ex-Prime Minister Manmohan Singh under investigation for a scam within days of a powerful speech and article pointing out concerns about demonetisation certainly raise questions about the timing.

The targets of the hacks

All the identities targeted are top targets of BJP's online troll gangs. Both individuals and organizations. Incidentally, once this was raised, @Joydas was among the first to comment that a token BJP hack would happen. And it did. No undesirable tweets got posted and a large "dump" of their database was apparently put up that no one seems to have downloaded (because the hotshots basically DoSed their own server with it, looks like). What is in it could be anyone's guess. But given the complete lack of agitation in the bhakts normally frenzied about the slightest adverse development, it is difficult to believe this to be an adverse development.

Symptoms of BJP's photoshop industry at work

Screenshots posted of what appears to be a transaction notification email to Barkha Dutt from the Standard Chartered bank have two glaring issues.

 

Receipient? Seriously?

Should be recipient, yes? Strange to believe that either Standard Chartered or a mobile application coder good enough to get the interest of a "hacker" would make such a basic mistake. Leads one to question whether the screenshots are real. It wouldn't be the first time the BJP's photoshop department threw up an "original" document, only to reveal themselves with atrocious spelling mistakes (entire political science, anyone?)

Standard Chartered seems particularly lazy about sending notifications

When is the last time you received bank notification of  transaction a day after it happened? And that too for what would apparently be a VIP account given the balances claimed. And no, there doesn't seem to be the possibility of a transaction done just before midnight and notified after midnight, given that this is the afternoon of the next day.

What email application is it anyway?

While I admit I didn't search very hard, I did employ the assistance of google search. The only match anywhere in applications seems to be one called "fake text messenger" - unless of course the hacker built their own email app or has something obscure. Or it may be some custom OS - who knows, maybe will help cops trace the phone.

What navigation is that anyway?

There doesn't seem to be any "menu" provided for this "email". Back arrow next to the icon one can understand - goes back to the archive. Where would an arrow pointing right go? Twitter? :p

No need to delete, archive, etc and reply is out of question of course, given the quality of spellings.

What's that url again?

We have here a banking notification that points to a mobile site at one place and regular site the other. No https (though the url will redirect). Who in the world points to mobile sites in notification emails in the age of autodetection? Probably "hackers" who hack using mobile phones. Either they are very very good or nowhere near the server, given how tricky mobiles can be.

Whoever has seen an email from a bank that ends like this?

No disclaimer text "this is an automated email blah blah blah" What to do if you've got a notification for a transaction you didn't do, etc. No support email... No sign off... really? With half the email being an overlap, unlikely they had to cut it off for space.

Though in all honesty, I don't have a Standard Chartered account, and they may have the casual approach to notifications. If you do have a Standard Chartered account, do me a favor and send me a screenshot of a notification (blurring as appropriate) on Twitter? My handle is @Vidyut

And well, finally... what the hacker chooses to see or ignore

Some emails supposedly "leaked" by the hacker are like total Kashmir Pakistan obsession. I mean seriously, a politically indifferent hacker gets into a big journo's account, and all he can find is emails on Kashmir? ok.

Really? REALLY?

This is probably the first when a hacker out to "expose" missed actionable information (or even to seek it, looks like, if this is the highlight of the hack). For that matter, it could be anyone's inbox.

Worldclass hackers, put up a 98MB download with piddly bandwidth, DoSed their own expose? Hilarious. I suppose by the time the traffic goes down, BJP will have it taken down as "action taken".

If you can download the files they have posted, I would highly recommend you not do so unless you know what you are doing and have secured your machine appropriately. If you have to ask how to, don't.

Maybe it is possible that Legion ain't BJP backed. I'll believe it when BJP arrests them. Surely an attack on a political party, account of an MP and journalists - who have protected sources who could be at risk - warrants investigation and arrests right? So let us see.